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American Family insurance rate changes in California

See this company group’s public requests, the state’s decisions, and how its filings have changed over time.

We found 61 public records for American Family in California. The company group asked for +7.1% on average, and the state approved +7.0% on average. Its largest single request in our records is +44.4%. The state approved 33 of 37 requests with a final status.

Latest filing July 24, 2026Source: California Department of Insurance

This may not match your bill

These percentages are averages across groups of policies. Your own renewal can be higher, lower, or unchanged based on your coverage and personal details.

Most recent rate-change request

American Family Connect Property and Casualty Insurance Company asked forPublished September 19, 2025
+44.4%
The state has not answered
Awaiting a decision

In plain English: American Family Connect Property and Casualty Insurance Company has asked for +44.4% since September 19, 2025. The department has not published a decision, so no part of this increase is approved yet.

File 25-1832 · Homeowners

How requests changed by year

American Family average rate change by year in California, across all products it filed for that year.
YearFilingsAverage requestedAverage approvedRequested against approved
202014+13.3%+13.3%
202170.0%0.0%
202212−0.3%+2.2%
202314+14.5%+14.5%
20243+5.0%+5.0%
20258+12.4%+1.4%
20263
See all 15 public records

American Family may file through several licensed companies. We show the exact company name because each one can ask for and receive a different rate change.

RecordCompanyInsurance typeCompany askedState approvedStatusDate
25-1832American Family Connect Property and Casualty Insurance CompanyHomeowners+44.4%No decisionWaiting for state decisionSep 19, 2025
25-136Midvale Indemnity CompanyAuto+5.4%+5.4%ApprovedFeb 7, 2025
24-166American Family Connect Property and Casualty Insurance CompanyAuto+20.2%+20.2%ApprovedFeb 9, 2024
23-3667Homesite Insurance Company of the MidwestHomeowners+36.6%+32.6%ApprovedDec 29, 2023
23-3655Permanent General Assurance CorporationAuto+16.0%+16.0%ApprovedDec 29, 2023
23-2502Homesite Insurance Company of CaliforniaHomeowners+22.7%+14.1%ApprovedAug 25, 2023
23-40Permanent General Assurance CorporationAuto+0.2%+11.6%ApprovedJun 16, 2023
22-1952Homesite Insurance Company of the MidwestHomeowners+0.1%+6.9%ApprovedMar 17, 2023
23-486American Family Connect Property and Casualty Insurance CompanyAuto+25.0%+24.9%ApprovedMar 10, 2023
23-549Permanent General Assurance CorporationAuto+14.4%+14.4%ApprovedMar 10, 2023
22-1483American Family Connect Property and Casualty Insurance CompanyHomeowners+6.9%+6.9%ApprovedJun 24, 2022
22-1501Midvale Indemnity CompanyAuto−26.8%No decisionWaiting for state decisionJun 24, 2022
22-1464American Family Connect Property and Casualty Insurance CompanyAuto+6.9%+6.9%ApprovedJun 17, 2022
22-23Homesite Insurance Company of CaliforniaHomeowners+6.8%+3.6%ApprovedJan 14, 2022
20-3011Homesite Insurance Company of the MidwestHomeowners+26.7%+26.7%ApprovedSep 4, 2020

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American Family insurance rate changes in California — InsuranceHikes