Lemonade insurance rate changes in California
See this company group’s public requests, the state’s decisions, and how its filings have changed over time.
We found 25 public records for Lemonade in California. The company group asked for +12.7% on average, and the state approved +15.9% on average. Its largest single request in our records is +51.5%. The state approved 21 of 21 requests with a final status.
This may not match your bill
These percentages are averages across groups of policies. Your own renewal can be higher, lower, or unchanged based on your coverage and personal details.
Most recent rate-change request
In plain English: Metromile Insurance Company has asked for +6.9% since April 10, 2026. The department has not published a decision, so no part of this increase is approved yet.
File 26-506 · Auto
How requests changed by year
| Year | Filings | Average requested | Average approved | Requested against approved |
|---|---|---|---|---|
| 2020 | 3 | +5.0% | +4.7% | |
| 2022 | 3 | +9.3% | +9.3% | |
| 2023 | 7 | +51.5% | +51.5% | |
| 2024 | 8 | +3.5% | +4.7% | |
| 2025 | 2 | — | — | |
| 2026 | 2 | +6.9% | — |
See all 5 public records
Lemonade may file through several licensed companies. We show the exact company name because each one can ask for and receive a different rate change.
| Record | Company | Insurance type | Company asked | State approved | Status | Date |
|---|---|---|---|---|---|---|
| 26-506 | Metromile Insurance Company | Auto | +6.9% | No decision | Waiting for state decision | Apr 10, 2026 |
| 24-2211 | Metromile Insurance Company | Auto | +6.9% | +4.7% | Approved | Nov 8, 2024 |
| 23-1264 | Metromile Insurance Company | Auto | +51.5% | +51.5% | Approved | May 19, 2023 |
| 22-767 | Lemonade Insurance Company | Homeowners | +18.7% | +18.5% | Approved | Apr 8, 2022 |
| 20-3028 | Lemonade Insurance Company | Homeowners | +5.0% | +4.7% | Approved | Sep 4, 2020 |
Alerts
Hear about Lemonade before your renewal letter
Filings become public weeks or months before renewal notices go out. We can email you when Lemonade files in California, and again when the state answers.
Prefer to browse? See all California filings.