Pacific Specialty insurance rate changes in California
See this company group’s public requests, the state’s decisions, and how its filings have changed over time.
We found 40 public records for Pacific Specialty in California. The company group asked for +4.7% on average, and the state approved +3.9% on average. Its largest single request in our records is +17.9%. The state approved 25 of 28 requests with a final status.
This may not match your bill
These percentages are averages across groups of policies. Your own renewal can be higher, lower, or unchanged based on your coverage and personal details.
Most recent rate-change request
In plain English: The department approved the increase as filed. Pacific Specialty Insurance Company asked for +6.8% and received +6.8%.
File 25-1984 · Homeowners
How requests changed by year
| Year | Filings | Average requested | Average approved | Requested against approved |
|---|---|---|---|---|
| 2020 | 6 | — | — | |
| 2021 | 5 | — | — | |
| 2022 | 2 | +0.1% | +3.0% | |
| 2023 | 12 | +5.3% | +4.3% | |
| 2024 | 3 | 0.0% | — | |
| 2025 | 10 | +12.3% | +7.1% | |
| 2026 | 2 | — | — |
See all 6 public records
Pacific Specialty may file through several licensed companies. We show the exact company name because each one can ask for and receive a different rate change.
| Record | Company | Insurance type | Company asked | State approved | Status | Date |
|---|---|---|---|---|---|---|
| 25-1984 | Pacific Specialty Insurance Company | Homeowners | +6.8% | +6.8% | Approved | Sep 26, 2025 |
| 25-166 | Pacific Specialty Insurance Company | Auto | +17.9% | +7.4% | Approved | Feb 14, 2025 |
| 23-3313 | Pacific Specialty Insurance Company | Homeowners | +13.0% | +5.2% | Approved | Nov 24, 2023 |
| 23-640 | Pacific Specialty Insurance Company | Homeowners | +2.0% | +2.0% | Approved | Mar 24, 2023 |
| 23-603 | Pacific Specialty Insurance Company | Auto | +6.8% | +6.7% | Approved | Mar 17, 2023 |
| 20-1565 | Pacific Specialty Insurance Company | Homeowners | +0.1% | +3.0% | Approved | Jun 3, 2022 |
Alerts
Hear about Pacific Specialty before your renewal letter
Filings become public weeks or months before renewal notices go out. We can email you when Pacific Specialty files in California, and again when the state answers.
Prefer to browse? See all California filings.