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Safeco insurance rate changes in California

See this company group’s public requests, the state’s decisions, and how its filings have changed over time.

We found 157 public records for Safeco in California. The company group asked for +8.4% on average, and the state approved +7.8% on average. Its largest single request in our records is +65.0%. The state approved 97 of 114 requests with a final status.

Latest filing February 13, 2026Source: California Department of Insurance

This may not match your bill

These percentages are averages across groups of policies. Your own renewal can be higher, lower, or unchanged based on your coverage and personal details.

Most recent rate-change request

General Insurance Company of America asked forPublished June 28, 2024
+13.7%
The state allowedMarch 7, 2025
+7.3%

In plain English: The state approved +7.3% instead of the +13.7% General Insurance Company of America requested—a difference of 6.4 percentage points.

File 24-1184 · Homeowners

How requests changed by year

Safeco average rate change by year in California, across all products it filed for that year.
YearFilingsAverage requestedAverage approvedRequested against approved
202014
202125
20229+8.3%+7.4%
202348+11.5%+11.0%
202446+2.9%+3.4%
202550.0%0.0%
202610
See all 32 public records

Safeco may file through several licensed companies. We show the exact company name because each one can ask for and receive a different rate change.

RecordCompanyInsurance typeCompany askedState approvedStatusDate
24-1184General Insurance Company of AmericaHomeowners+13.7%+7.3%ApprovedJun 28, 2024
24-1141-AFirst National Insurance Company of AmericaHomeowners+7.2%+7.2%ApprovedJun 14, 2024
24-1141-BSafeco Insurance Company of IllinoisHomeowners+7.2%+7.2%ApprovedJun 14, 2024
24-1141Safeco Insurance Company of AmericaHomeowners+7.2%+7.2%ApprovedJun 14, 2024
23-3058Safeco Insurance Company of IllinoisAuto+0.4%+14.5%ApprovedJan 26, 2024
23-3066Safeco Insurance Company of IllinoisAuto+0.4%+14.5%ApprovedJan 26, 2024
24-94Liberty Mutual Fire Insurance CompanyAuto+41.7%+31.5%ApprovedJan 26, 2024
24-65American States Preferred Insurance CompanyAuto+28.9%+26.0%ApprovedJan 19, 2024
23-3414-ASafeco Insurance Company of AmericaAuto+25.0%+25.0%ApprovedDec 8, 2023
23-3414First National Insurance Company of AmericaAuto+25.0%+25.0%ApprovedDec 8, 2023
23-3365Liberty Insurance CorporationCondo+15.0%+12.6%ApprovedDec 1, 2023
23-2559First National Insurance Company of AmericaHomeowners+35.0%+28.5%ApprovedSep 1, 2023
23-2420-ASafeco Insurance Company of AmericaHomeowners+10.6%+10.6%ApprovedAug 18, 2023
23-2420First National Insurance Company of AmericaHomeowners+10.6%+10.6%ApprovedAug 18, 2023
23-2456General Insurance Company of AmericaHomeowners+29.0%+26.9%ApprovedAug 18, 2023
23-2420-BSafeco Insurance Company of IllinoisHomeowners+10.6%+10.6%ApprovedAug 18, 2023
23-2333Liberty Insurance CorporationHomeowners+29.1%+16.5%ApprovedAug 4, 2023
23-2139First National Insurance Company of AmericaHomeowners+35.0%No decisionWithdrawnJul 21, 2023
23-1995-AFirst National Insurance Company of AmericaHomeowners+10.6%No decisionWithdrawnJul 14, 2023
23-1996General Insurance Company of AmericaHomeowners+29.0%No decisionWithdrawnJul 14, 2023
23-1995Safeco Insurance Company of AmericaHomeowners+10.6%No decisionWithdrawnJul 14, 2023
23-1995-BSafeco Insurance Company of IllinoisHomeowners+10.6%No decisionWithdrawnJul 14, 2023
23-485Liberty Mutual Fire Insurance CompanyAuto+6.9%+6.9%ApprovedMar 10, 2023
23-195-ASafeco Insurance Company of AmericaAuto+6.9%+6.9%ApprovedFeb 3, 2023
23-195First National Insurance Company of AmericaAuto+6.9%+6.9%ApprovedFeb 3, 2023
23-237American States Preferred Insurance CompanyAuto+6.9%+6.9%ApprovedFeb 3, 2023
22-2330Liberty Insurance CorporationHomeowners+65.0%+65.0%ApprovedOct 7, 2022
22-491-BSafeco Insurance Company of IllinoisHomeowners+6.9%+3.5%ApprovedMar 4, 2022
22-491First National Insurance Company of AmericaHomeowners+6.9%+3.5%ApprovedMar 4, 2022
22-491-ASafeco Insurance Company of AmericaHomeowners+6.9%+3.5%ApprovedMar 4, 2022
22-482First National Insurance Company of AmericaHomeowners+6.9%+6.9%ApprovedMar 4, 2022
22-483General Insurance Company of AmericaHomeowners+6.9%+6.9%ApprovedMar 4, 2022

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Safeco insurance rate changes in California — InsuranceHikes