USAA insurance rate changes in California
See this company group’s public requests, the state’s decisions, and how its filings have changed over time.
We found 166 public records for USAA in California. The company group asked for +8.2% on average, and the state approved +7.4% on average. Its largest single request in our records is +30.6%. The state approved 112 of 116 requests with a final status.
This may not match your bill
These percentages are averages across groups of policies. Your own renewal can be higher, lower, or unchanged based on your coverage and personal details.
Most recent rate-change request
In plain English: The department approved the increase as filed. United Services Automobile Association asked for +6.9% and received +6.9%.
File 25-2125 · Homeowners
How requests changed by year
| Year | Filings | Average requested | Average approved | Requested against approved |
|---|---|---|---|---|
| 2020 | 32 | 0.0% | 0.0% | |
| 2021 | 20 | — | — | |
| 2022 | 22 | +6.9% | +6.8% | |
| 2023 | 37 | +15.0% | +14.0% | |
| 2024 | 17 | +20.7% | +18.1% | |
| 2025 | 24 | +3.5% | +3.5% | |
| 2026 | 14 | — | — |
See all 24 public records
USAA may file through several licensed companies. We show the exact company name because each one can ask for and receive a different rate change.
Alerts
Hear about USAA before your renewal letter
Filings become public weeks or months before renewal notices go out. We can email you when USAA files in California, and again when the state answers.
Prefer to browse? See all California filings.