Public insurance rate-change record
California approved a +6.1% auto rate change for Essentia Insurance Company
Essentia Insurance Company asked to change rates by +6.9%. California approved +6.1%.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: The state approved +6.1% instead of the +6.9% Essentia Insurance Company requested—a difference of 0.8 percentage points.
What this means
California has allowed an average +6.1% change for the policies covered by this filing. Customers can still see different changes because insurers price each policy individually.
What happened, in order
May 16, 2023
A requested change of +6.9% was published.
Recorded from Approval and Closed List YTD 12/31/23
May 16, 2023
The department recorded an approved change of +6.1%.
Recorded from Approval and Closed List YTD 12/31/23
See filing dates and official identifiers
- California record number
- 20-1629
- Industry filing ID (SERFF)
- PERR-132373239
- Status
- Approved
- Insurance category in the state record
- AUTO LIAB/PHYS DAMAGE
- Policy group or program
- CLASSIC AUTOMOBILE
- Type of request
- BOTH RATE AND FORM
- First published
- May 29, 2020
- Decision or closing date
- May 16, 2023
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Approved change | 6.1 | read directly from a spreadsheet cell | August 9, 2026 |
| Closed date | 2023-05-16 | read directly from a spreadsheet cell | August 9, 2026 |
| Company name | ESSENTIA INSURANCE COMPANY | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | BOTH RATE AND FORM | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 785 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | AUTO LIAB/PHYS DAMAGE | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC company code | 37915 | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2020-05-29 | taken from the date the notice was published | August 9, 2026 |
| Program | CLASSIC AUTOMOBILE | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 6.9 | read directly from a spreadsheet cell | August 9, 2026 |
| Status | APPROVED | read directly from a spreadsheet cell | August 9, 2026 |
Source files
- May 29, 2020, Rate Filings
Retrieved August 9, 2026 · sha256 0f37eb8d5171f28c
- Approval and Closed List YTD 12/31/23
Retrieved August 9, 2026 · sha256 29f6c8a1e062d127