Public insurance rate-change record
California approved a +4.5% commercial multi-peril rate change for American National Property and Casualty Company
American National Property and Casualty Company asked to change rates by −0.0%. California approved +4.5%.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: The approval shown here (+4.5%) is higher than the original request shown (−0.0%). These numbers came from separate state files; check the official source records below for context.
What this means
California has allowed an average +4.5% change for the policies covered by this filing. Customers can still see different changes because insurers price each policy individually.
Some details are still being checked against the state’s records. We leave uncertain values blank instead of estimating them.
What happened, in order
June 30, 2023
The department listed this filing as received.
Recorded from June 30, 2023 Rate Filings
August 16, 2023
Status changed from pending to approved.
Recorded from Approval and Closed List YTD 12/31/23
August 16, 2023
A requested change of −0.0% was published.
Recorded from Approval and Closed List YTD 12/31/23
August 16, 2023
The department recorded an approved change of +4.5%.
Recorded from Approval and Closed List YTD 12/31/23
August 16, 2023
A requested change of +0.0% was published.
Recorded from June 30, 2023 Rate Filings
August 16, 2023
A requested change of −0.0% was published.
Recorded from June 30, 2023 Rate Filings
August 16, 2023
A requested change of +0.0% was published.
Recorded from December 30, 2022, Rate Filings
August 16, 2023
The department corrected requested_rate_change from −0.0% to −0.0%.
Recorded from February 10, 2023, Rate Filings
August 16, 2023
The department corrected requested_rate_change from −0.0% to −0.0%.
Recorded from February 10, 2023, Rate Filings
Recorded August 9, 2026
A requested change of +4.5% was published.
Recorded from June 30, 2023 Rate Filings
Recorded August 9, 2026
The department corrected requested_rate_change from +4.5% to −0.0%.
Recorded from June 30, 2023 Rate Filings
Recorded August 9, 2026
The department corrected requested_rate_change from −0.0% to +0.0%.
Recorded from June 30, 2023 Rate Filings
See filing dates and official identifiers
- California record number
- 22-3006
- Industry filing ID (SERFF)
- ANPC-133487398
- Status
- Approved
- Insurance category in the state record
- MULTI-PERIL
- Policy group or program
- VAR 7A -Select Business Package
- Type of request
- BOTH RATE AND FORMS WITH VARIANCE
- First published
- June 30, 2023
- Decision or closing date
- August 16, 2023
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Approved change | 4.5 | read directly from a spreadsheet cell | August 9, 2026 |
| Closed date | 2023-08-16 | read directly from a spreadsheet cell | August 9, 2026 |
| Company name | AMERICAN NATIONAL PROPERTY AND CASUALTY COMPANY | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | BOTH RATE AND FORMS WITH VARIANCE | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 408 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | MULTI-PERIL | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | COMMERCIAL | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC company code | 28401 | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2023-06-30 | taken from the date the notice was published | August 9, 2026 |
| Program | VAR 7A -Select Business Package | corrected by the department's own errata sheet | August 9, 2026 |
| Requested change | -0.006 | corrected by the department's own errata sheet (confidence 0.90) | August 9, 2026 |
| Status | APPROVED | read directly from a spreadsheet cell | August 9, 2026 |
| Variance | 7A, 8B | read directly from a spreadsheet cell | August 9, 2026 |
Source files
- June 30, 2023 Rate Filings
Retrieved August 9, 2026 · sha256 0c9aeb46f8721ce9
- February 10, 2023, Rate Filings
Retrieved August 9, 2026 · sha256 84ca82284f5f05ba
- December 30, 2022, Rate Filings
Retrieved August 9, 2026 · sha256 5dca3a8ce22aa9df
- Approval and Closed List YTD 12/31/23
Retrieved August 9, 2026 · sha256 29f6c8a1e062d127