Public insurance rate-change record
California approved a +20.0% renters rate change for American National Property and Casualty Company
American National Property and Casualty Company asked to change rates by +26.2%. California approved +20.0%.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: The state approved +20.0% instead of the +26.2% American National Property and Casualty Company requested—a difference of 6.2 percentage points.
What this means
California has allowed an average +20.0% change for the policies covered by this filing. Customers can still see different changes because insurers price each policy individually.
What happened, in order
April 23, 2025
A requested change of +26.2% was published.
Recorded from Approval and Closed List YTD 12/31/25
April 23, 2025
The department recorded an approved change of +20.0%.
Recorded from Approval and Closed List YTD 12/31/25
See filing dates and official identifiers
- California record number
- 24-2317
- Industry filing ID (SERFF)
- ANPC-134256349
- Status
- Approved
- Insurance category in the state record
- HOMEOWNERS MULTI-PERIL
- Policy group or program
- Renters Program
- Type of request
- RATE
- First published
- November 22, 2024
- Decision or closing date
- April 23, 2025
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Approved change | 20 | read directly from a spreadsheet cell | August 9, 2026 |
| Closed date | 2025-04-23 | read directly from a spreadsheet cell | August 9, 2026 |
| Company name | AMERICAN NATIONAL PROPERTY AND CASUALTY COMPANY | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | RATE | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 408 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | HOMEOWNERS MULTI-PERIL | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC company code | 28401 | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2024-11-22 | taken from the date the notice was published | August 9, 2026 |
| Program | Renters Program | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 26.2 | read directly from a spreadsheet cell | August 9, 2026 |
| Status | APPROVED | read directly from a spreadsheet cell | August 9, 2026 |
Source files
- Approval and Closed List YTD 12/31/25
Retrieved August 9, 2026 · sha256 0e7f7c9be04219f9
- November 22, 2024, Rate Filings
Retrieved August 9, 2026 · sha256 494468b7d24eb855