Public insurance rate-change record
California approved a +18.0% auto rate change for Markel American Insurance Company
Markel American Insurance Company asked to change rates by +24.5%. California approved +18.0%.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: The state approved +18.0% instead of the +24.5% Markel American Insurance Company requested—a difference of 6.5 percentage points.
What this means
California has allowed an average +18.0% change for the policies covered by this filing. Customers can still see different changes because insurers price each policy individually.
What happened, in order
December 18, 2025
A requested change of +24.5% was published.
Recorded from Approval and Closed List YTD 12/31/25
December 18, 2025
The department recorded an approved change of +18.0%.
Recorded from Approval and Closed List YTD 12/31/25
See filing dates and official identifiers
- California record number
- 25-1650
- Industry filing ID (SERFF)
- MRKA-134619009
- Status
- Approved
- Insurance category in the state record
- AUTO LIAB/PHYS DAMAGE
- Policy group or program
- MOTORCYCLE & OFF ROAD RECREATIONAL VEHICLE
- Type of request
- RATE/RULE/FORM
- First published
- August 22, 2025
- Decision or closing date
- December 18, 2025
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Approved change | 18 | read directly from a spreadsheet cell | August 9, 2026 |
| Closed date | 2025-12-18 | read directly from a spreadsheet cell | August 9, 2026 |
| Company name | MARKEL AMERICAN INSURANCE COMPANY | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | RATE/RULE/FORM | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 785 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | AUTO LIAB/PHYS DAMAGE | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC company code | 28932 | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2025-08-22 | taken from the date the notice was published | August 9, 2026 |
| Program | MOTORCYCLE & OFF ROAD RECREATIONAL VEHICLE | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 24.5 | read directly from a spreadsheet cell | August 9, 2026 |
| Status | APPROVED | read directly from a spreadsheet cell | August 9, 2026 |
Source files
- Approval and Closed List YTD 12/31/25
Retrieved August 9, 2026 · sha256 0e7f7c9be04219f9
- August 22, 2025, Rate Filings
Retrieved August 9, 2026 · sha256 59dcc897570d8fc0