Public insurance rate-change record
California approved a +3.0% auto rate change for California Capital Insurance Company
California Capital Insurance Company asked to change rates by +8.5%. California approved +3.0%.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: The state approved +3.0% instead of the +8.5% California Capital Insurance Company requested—a difference of 5.5 percentage points.
What this means
California has allowed an average +3.0% change for the policies covered by this filing. Customers can still see different changes because insurers price each policy individually.
What happened, in order
May 7, 2026
A requested change of +8.5% was published.
Recorded from Approval and Closed List YTD 7/31/26
May 7, 2026
The department recorded an approved change of +3.0%.
Recorded from Approval and Closed List YTD 7/31/26
See filing dates and official identifiers
- California record number
- 25-2337
- Industry filing ID (SERFF)
- CIGI-134706237
- Status
- Approved
- Insurance category in the state record
- AUTO LIAB/PHYS DAMAGE
- Policy group or program
- CA PERSONAL AUTO (PREFERRED)
- Type of request
- RATE
- First published
- December 5, 2025
- Decision or closing date
- May 7, 2026
See 1 related company filing
These records were submitted together, but each licensed company has its own state record and may receive a different decision.
- Eagle West Insurance Company — company asked +8.5%
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Approved change | 3 | read directly from a spreadsheet cell | August 9, 2026 |
| Closed date | 2026-05-07 | read directly from a spreadsheet cell | August 9, 2026 |
| Company name | CALIFORNIA CAPITAL INSURANCE COMPANY | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | RATE | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 280 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | AUTO LIAB/PHYS DAMAGE | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC company code | 13544 | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2025-12-05 | taken from the date the notice was published | August 9, 2026 |
| Program | CA PERSONAL AUTO (PREFERRED) | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 8.5 | read directly from a spreadsheet cell | August 9, 2026 |
| Status | APPROVED | read directly from a spreadsheet cell | August 9, 2026 |
Source files
- Approval and Closed List YTD 7/31/26
Retrieved August 9, 2026 · sha256 86969dc220270433
- December 5, 2025, Rate Filings
Retrieved August 9, 2026 · sha256 3a82a8d985047706