Public insurance rate-change record
California approved a 0.0% auto rate change for Root Insurance Company
Root Insurance Company asked to change rates by 0.0%. California approved 0.0%.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: The department approved the increase as filed. Root Insurance Company asked for 0.0% and received 0.0%.
What this means
California has allowed an average 0.0% change for the policies covered by this filing. Customers can still see different changes because insurers price each policy individually.
What happened, in order
April 2, 2025
A requested change of 0.0% was published.
Recorded from Approval and Closed List YTD 12/31/25
April 2, 2025
The department recorded an approved change of 0.0%.
Recorded from Approval and Closed List YTD 12/31/25
See filing dates and official identifiers
- California record number
- 25-28
- Industry filing ID (SERFF)
- CLIN-134306154
- Status
- Approved
- Insurance category in the state record
- AUTO LIAB/PHYS DAMAGE
- Policy group or program
- CALIFORNIA PRIVATE PASSEGER AUTOMOBILE
- Type of request
- CLASS PLAN
- First published
- January 17, 2025
- Decision or closing date
- April 2, 2025
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Approved change | 0 | read directly from a spreadsheet cell | August 9, 2026 |
| Closed date | 2025-04-02 | read directly from a spreadsheet cell | August 9, 2026 |
| Company name | ROOT INSURANCE COMPANY | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | CLASS PLAN | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 4991 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | AUTO LIAB/PHYS DAMAGE | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC company code | 10974 | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2025-01-17 | taken from the date the notice was published | August 9, 2026 |
| Program | CALIFORNIA PRIVATE PASSEGER AUTOMOBILE | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 0 | read directly from a spreadsheet cell | August 9, 2026 |
| Status | APPROVED | read directly from a spreadsheet cell | August 9, 2026 |
Source files
- Approval and Closed List YTD 12/31/25
Retrieved August 9, 2026 · sha256 0e7f7c9be04219f9
- January 17, 2025, Rate Filings
Retrieved August 9, 2026 · sha256 a006d5dffb54cb87