Public insurance rate-change record
California approved a −4.6% auto rate change for American National Property and Casualty Company
American National Property and Casualty Company asked to change rates by +3.5%. California approved −4.6%.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: The state approved −4.6% instead of the +3.5% American National Property and Casualty Company requested—a difference of 8.1 percentage points.
What this means
California has allowed an average −4.6% change for the policies covered by this filing. Customers can still see different changes because insurers price each policy individually.
What happened, in order
July 31, 2026
A requested change of +3.5% was published.
Recorded from Approval and Closed List YTD 7/31/26
July 31, 2026
The department recorded an approved change of −4.6%.
Recorded from Approval and Closed List YTD 7/31/26
See filing dates and official identifiers
- California record number
- 26-268
- Industry filing ID (SERFF)
- ANPC-134817086
- Status
- Approved
- Insurance category in the state record
- AUTO LIAB/PHYS DAMAGE
- Policy group or program
- PRIVATE PASSENGER AUTO
- Type of request
- RATE
- First published
- March 6, 2026
- Decision or closing date
- July 31, 2026
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Approved change | -4.6 | read directly from a spreadsheet cell | August 9, 2026 |
| Closed date | 2026-07-31 | read directly from a spreadsheet cell | August 9, 2026 |
| Company name | AMERICAN NATIONAL PROPERTY AND CASUALTY COMPANY | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | RATE | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 408 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | AUTO LIAB/PHYS DAMAGE | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC company code | 28401 | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2026-03-06 | taken from the date the notice was published | August 9, 2026 |
| Program | PRIVATE PASSENGER AUTO | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 3.5 | read directly from a spreadsheet cell | August 9, 2026 |
| Status | APPROVED | read directly from a spreadsheet cell | August 9, 2026 |
Source files
- Approval and Closed List YTD 7/31/26
Retrieved August 9, 2026 · sha256 86969dc220270433
- March 6, 2026, Rate Filings
Retrieved August 9, 2026 · sha256 156b5c8a2d774599