Public insurance rate-change record
California approved a +5.2% homeowners rate change for Residence Mutual Insurance Company
Residence Mutual Insurance Company asked to change rates by +5.2%. California approved +5.2%.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: The department approved the increase as filed. Residence Mutual Insurance Company asked for +5.2% and received +5.2%.
What this means
California has allowed an average +5.2% change for the policies covered by this filing. Customers can still see different changes because insurers price each policy individually.
What happened, in order
September 26, 2022
A requested change of +5.2% was published.
Recorded from Approval and Closed List YTD 12/31/22
September 26, 2022
The department recorded an approved change of +5.2%.
Recorded from Approval and Closed List YTD 12/31/22
See filing dates and official identifiers
- California record number
- 19-3737-A
- Industry filing ID (SERFF)
- WSMU-132113489
- Status
- Approved
- Insurance category in the state record
- HOMEOWNERS MULTI-PERIL
- Policy group or program
- NONE
- Type of request
- BOTH RATE AND FORM
- Decision or closing date
- September 26, 2022
See 1 related company filing
These records were submitted together, but each licensed company has its own state record and may receive a different decision.
- Western Mutual Insurance Company — company asked +5.2%
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Approved change | 5.2 | read directly from a spreadsheet cell | August 9, 2026 |
| Closed date | 2022-09-26 | read directly from a spreadsheet cell | August 9, 2026 |
| Company name | RESIDENCE MUTUAL INSURANCE COMPANY | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | BOTH RATE AND FORM | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 800 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | HOMEOWNERS MULTI-PERIL | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC company code | 15776 | read directly from a spreadsheet cell | August 9, 2026 |
| Program | NONE | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 5.2 | read directly from a spreadsheet cell | August 9, 2026 |
| Status | APPROVED | read directly from a spreadsheet cell | August 9, 2026 |
Source files
- Approval and Closed List YTD 12/31/22
Retrieved August 9, 2026 · sha256 f2af5d064c613d9c