California · Homeowners
Interinsurance Exchange of the Automobile Club
Interinsurance Exchange of the Automobile Club asked the state for a +6.9% rate change. No decision is published yet.
California homeowners insurance rate increases
See what companies asked to change, what the state approved, and which requests are still waiting for a decision.
We found 1,433 homeowners records from 23 company groups in California. Companies asked for +7.7% on average and the state approved +7.1% on average. 139 were published in the past year, averaging +3.7%.
This average does not predict your renewal
Your price depends on your policy, location, coverage, deductible, discounts, claims, and other personal details. These records show company activity, not individual bills.
How requests changed by year
| Year | Filings | Average requested | Average approved | Requested against approved |
|---|---|---|---|---|
| 2020 | 244 | +7.0% | +10.0% | |
| 2021 | 206 | +5.8% | +5.1% | |
| 2022 | 137 | +8.5% | +8.6% | |
| 2023 | 432 | +10.6% | +9.0% | |
| 2024 | 121 | +7.4% | +7.9% | |
| 2025 | 185 | +4.5% | +3.9% | |
| 2026 | 108 | +3.5% | +0.4% |
Largest average requests in our records
| Company group | Records | Average request | Average approval | Largest request |
|---|---|---|---|---|
| Hippo | 15 | +27.5% | +20.1% | +45.7% |
| GEICO | 8 | +16.6% | 0.0% | +42.9% |
| Progressive | 20 | +15.6% | +15.6% | +45.0% |
| AIG | 7 | +14.0% | 0.0% | +41.9% |
| Safeco | 77 | +12.7% | +7.9% | +65.0% |
| American Family | 28 | +11.1% | +7.6% | +44.4% |
| State Farm | 39 | +10.4% | +13.3% | +28.1% |
| Allstate | 42 | +9.9% | +11.7% | +40.0% |
| Farmers | 184 | +7.9% | +6.3% | +47.7% |
| Auto Club of Southern California | 17 | +7.6% | +7.7% | +35.0% |
| Wawanesa | 11 | +7.0% | +7.0% | +7.0% |
| CSAA Insurance Group | 14 | +6.9% | +6.7% | +23.4% |
Recently published homeowners changes
Open a record to see the company’s request and the state’s response.
California · Homeowners
The Standard Fire Insurance Company
The Standard Fire Insurance Company asked the state for a +2.7% rate change. No decision is published yet.
California · Homeowners
Horace Mann Property & Casualty Insurance Company
Horace Mann Property & Casualty Insurance Company asked the state for a +12.8% rate change. No decision is published yet.
California · Homeowners
Horace Mann Insurance Company
Horace Mann Insurance Company asked the state for a +8.5% rate change. No decision is published yet.
California · Homeowners
Mid-Century Insurance Company
Mid-Century Insurance Company asked for +7.0%. The state approved +1.5%.
California · Homeowners
Farmers Insurance Exchange
Farmers Insurance Exchange asked for +7.0%. The state approved +1.5%.
California · Homeowners
Fire Insurance Exchange
Fire Insurance Exchange asked for +7.0%. The state approved +1.5%.
California · Homeowners
Privilege Underwriters Reciprocal Exchange
Privilege Underwriters Reciprocal Exchange asked the state for a +11.8% rate change. No decision is published yet.
California · Homeowners
The California Casualty Indemnity Exchange
The California Casualty Indemnity Exchange asked for +6.9%. The state approved +6.9%.
California · Homeowners
USAA General Indemnity Company
USAA General Indemnity Company asked for +6.9%. The state approved +6.9%.
California · Homeowners
United Services Automobile Association
United Services Automobile Association asked for +6.9%. The state approved +6.9%.
California · Homeowners
Garrison Property and Casualty Insurance Company
Garrison Property and Casualty Insurance Company asked for +6.9%. The state approved +6.9%.