Public insurance rate-change record
Federal Insurance Company asked California for a +0.1% homeowners rate change
Federal Insurance Company asked to change rates by +0.1%. The state has not published a decision yet.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: Federal Insurance Company has asked for +0.1% since November 13, 2020. The department has not published a decision, so no part of this increase is approved yet.
What this means
Federal Insurance Company is asking permission to change prices for the policies covered by this filing. The +0.1% request is not approved yet.
Some details are still being checked against the state’s records. We leave uncertain values blank instead of estimating them.
What happened, in order
November 13, 2020
The department listed this filing as received.
Recorded from November 13, 2020, Rate Filings
Recorded August 9, 2026
The department corrected requested_rate_change to 0.0690.
Recorded from November 13, 2020, Rate Filings
Recorded August 9, 2026
The department corrected requested_rate_change from +0.1% to +0.2%.
Recorded from November 13, 2020, Rate Filings
Recorded August 9, 2026
A requested change of +0.1% was published.
Recorded from January 3, 2020, Rate Filings
Recorded August 9, 2026
A requested change of +0.2% was published.
Recorded from January 3, 2020, Rate Filings
Recorded August 10, 2026
A requested change of +0.1% was published.
Recorded from November 13, 2020, Rate Filings
See filing dates and official identifiers
- California record number
- 19-4548
- Industry filing ID (SERFF)
- ACEH-132169264
- Status
- Waiting for state decision
- Insurance category in the state record
- HOMEOWNERS MULTI-PERIL
- Policy group or program
- VAR 5 - MASTERPIECE
- Type of request
- RATE AND VARIANCE
- First published
- November 13, 2020
This company is part of the Chubb group. Companies in the same group can file separate requests and receive different decisions.
See 2 related company filings
These records were submitted together, but each licensed company has its own state record and may receive a different decision.
- Pacific Indemnity Company — company asked +0.2%
- Vigilant Insurance Company — company asked +0.1%
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Company name | FEDERAL INSURANCE COMPANY | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | RATE AND VARIANCE | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 0626 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | HOMEOWNERS MULTI-PERIL | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2020-11-13 | taken from the date the notice was published | August 9, 2026 |
| Program | VAR 5 - MASTERPIECE | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 0.069 | corrected by the department's own errata sheet (confidence 0.90) | August 9, 2026 |
| Status | pending | inferred from what the file itself represents (confidence 0.95) | August 9, 2026 |
Source files
- November 13, 2020, Rate Filings
Retrieved August 9, 2026 · sha256 dab8ba5c5610cfdf
- January 3, 2020, Rate Filings
Retrieved August 9, 2026 · sha256 068bf20c84087e49