Public insurance rate-change record
California approved a +4.2% unclassified rate change for West American Insurance Company
West American Insurance Company asked to change rates by +0.1%. California approved +4.2%.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: The approval shown here (+4.2%) is higher than the original request shown (+0.1%). These numbers came from separate state files; check the official source records below for context.
What this means
California has allowed an average +4.2% change for the policies covered by this filing. Customers can still see different changes because insurers price each policy individually.
Some details are still being checked against the state’s records. We leave uncertain values blank instead of estimating them.
What happened, in order
January 31, 2020
The department listed this filing as received.
Recorded from January 31, 2020, Rate Filings
March 14, 2023
A requested change of +8.2% was published.
Recorded from Approval and Closed List YTD 12/31/23
March 14, 2023
The department recorded an approved change of +4.2%.
Recorded from Approval and Closed List YTD 12/31/23
March 14, 2023
Status changed from pending to approved.
Recorded from Approval and Closed List YTD 12/31/23
March 14, 2023
The department corrected requested_rate_change from +8.2% to +0.1%.
Recorded from April 22, 2022, Rate Filings
March 14, 2023
The department corrected requested_rate_change from +0.1% to +0.1%.
Recorded from January 15, 2021, Rate Filings
See filing dates and official identifiers
- California record number
- 20-207-C
- Industry filing ID (SERFF)
- LBRC-132212779
- Status
- Approved
- Insurance category in the state record
- OTHER LIABILITY
- Policy group or program
- VARIANCE 7E AND 8D
- Type of request
- Rate
- First published
- April 22, 2022
- Decision or closing date
- March 14, 2023
This company is part of the Safeco group. Companies in the same group can file separate requests and receive different decisions.
See 4 related company filings
These records were submitted together, but each licensed company has its own state record and may receive a different decision.
- American Fire and Casualty Company — company asked +0.1%
- The Ohio Casualty Insurance Company — company asked +0.1%
- Ohio Security Insurance Company — company asked +0.1%
- Liberty Mutual Insurance Company — company asked +0.1%
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Approved change | 4.2 | read directly from a spreadsheet cell | August 9, 2026 |
| Closed date | 2023-03-14 | read directly from a spreadsheet cell | August 9, 2026 |
| Company name | WEST AMERICAN INSURANCE COMPANY | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | Rate | corrected by the department's own errata sheet | August 9, 2026 |
| NAIC group | 111 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | OTHER LIABILITY | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | COMMERCIAL | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC company code | 44393 | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2022-04-22 | taken from the date the notice was published | August 9, 2026 |
| Program | VARIANCE 7E AND 8D | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 0.137 | corrected by the department's own errata sheet (confidence 0.90) | August 9, 2026 |
| Status | APPROVED | read directly from a spreadsheet cell | August 9, 2026 |
Source files
- April 22, 2022, Rate Filings
Retrieved August 9, 2026 · sha256 1bbee8f4221f4081
- January 31, 2020, Rate Filings
Retrieved August 9, 2026 · sha256 e470659c511a5b2e
- Approval and Closed List YTD 12/31/23
Retrieved August 9, 2026 · sha256 29f6c8a1e062d127