Public insurance rate-change record
Zurich American Insurance Company asked California for a +0.1% homeowners rate change
Zurich American Insurance Company asked to change rates by +0.1%. The state has not published a decision yet.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: Zurich American Insurance Company has asked for +0.1% since November 20, 2020. The department has not published a decision, so no part of this increase is approved yet.
What this means
Zurich American Insurance Company is asking permission to change prices for the policies covered by this filing. The +0.1% request is not approved yet.
Some details are still being checked against the state’s records. We leave uncertain values blank instead of estimating them.
What happened, in order
November 20, 2020
The department listed this filing as received.
Recorded from November 20, 2020, Rate Filings
Recorded August 9, 2026
The department corrected requested_rate_change to 0.0690.
Recorded from November 20, 2020, Rate Filings
See filing dates and official identifiers
- California record number
- 20-953
- Industry filing ID (SERFF)
- AGIA-132300177
- Status
- Waiting for state decision
- Insurance category in the state record
- HOMEOWNERS MULTI-PERIL
- Policy group or program
- Var 8B - HO3
- Type of request
- RATE AND VARIANCE
- First published
- November 20, 2020
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Company name | ZURICH AMERICAN INSURANCE COMPANY | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | RATE AND VARIANCE | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 0212 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | HOMEOWNERS MULTI-PERIL | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2020-11-20 | taken from the date the notice was published | August 9, 2026 |
| Program | Var 8B - HO3 | corrected by the department's own errata sheet | August 9, 2026 |
| Requested change | 0.069 | corrected by the department's own errata sheet (confidence 0.90) | August 9, 2026 |
| Status | pending | inferred from what the file itself represents (confidence 0.95) | August 9, 2026 |
Source files
- November 20, 2020, Rate Filings
Retrieved August 9, 2026 · sha256 fdf224d2da409956
- April 3, 2020, Rate Filings
Retrieved August 9, 2026 · sha256 76ed3257e7f1aa03