Public insurance rate-change record
Federal Insurance Company asked California for a +6.9% homeowners rate change
Federal Insurance Company asked to change rates by +6.9%. The state has not published a decision yet.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: Federal Insurance Company has asked for +6.9% since June 18, 2021. The department has not published a decision, so no part of this increase is approved yet.
What this means
Federal Insurance Company is asking permission to change prices for the policies covered by this filing. The +6.9% request is not approved yet.
What happened, in order
June 18, 2021
The department listed this filing as received.
Recorded from June 18, 2021, Rate Filings
Recorded August 9, 2026
A requested change of +6.9% was published.
Recorded from June 18, 2021, Rate Filings
See filing dates and official identifiers
- California record number
- 21-1682
- Industry filing ID (SERFF)
- ACEH-132863057
- Status
- Waiting for state decision
- Insurance category in the state record
- HOMEOWNERS MULTI-PERIL
- Policy group or program
- VAR 5 HOMEOWNERS - MASTERPIECE
- Type of request
- RATE AND VARIANCE
- First published
- June 18, 2021
This company is part of the Chubb group. Companies in the same group can file separate requests and receive different decisions.
See 2 related company filings
These records were submitted together, but each licensed company has its own state record and may receive a different decision.
- Pacific Indemnity Company — company asked +6.9%
- Vigilant Insurance Company — company asked +6.9%
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Company name | FEDERAL INSURANCE COMPANY | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | RATE AND VARIANCE | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 0626 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | HOMEOWNERS MULTI-PERIL | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2021-06-18 | taken from the date the notice was published | August 9, 2026 |
| Program | VAR 5 HOMEOWNERS - MASTERPIECE | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 6.9 | read directly from a spreadsheet cell (confidence 0.90) | August 9, 2026 |
| Status | pending | inferred from what the file itself represents (confidence 0.95) | August 9, 2026 |
Source files
- June 18, 2021, Rate Filings
Retrieved August 9, 2026 · sha256 d9c31a081139327c