Public insurance rate-change record
California approved a +6.9% homeowners rate change for Universal North America Insurance Company
Universal North America Insurance Company asked to change rates by +6.9%. California approved +6.9%.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: The department approved the increase as filed. Universal North America Insurance Company asked for +6.9% and received +6.9%.
What this means
California has allowed an average +6.9% change for the policies covered by this filing. Customers can still see different changes because insurers price each policy individually.
What happened, in order
June 8, 2023
A requested change of +6.9% was published.
Recorded from Approval and Closed List YTD 12/31/23
June 8, 2023
The department recorded an approved change of +6.9%.
Recorded from Approval and Closed List YTD 12/31/23
See filing dates and official identifiers
- California record number
- 21-2386
- Industry filing ID (SERFF)
- UNAC-132955994
- Status
- Approved
- Insurance category in the state record
- HOMEOWNERS MULTI-PERIL
- Policy group or program
- EXCLUSIVE AGENTS (HO-3)
- Type of request
- RATE
- First published
- September 10, 2021
- Decision or closing date
- June 8, 2023
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Approved change | 6.9 | read directly from a spreadsheet cell | August 9, 2026 |
| Closed date | 2023-06-08 | read directly from a spreadsheet cell | August 9, 2026 |
| Company name | UNIVERSAL NORTH AMERICA INSURANCE COMPANY | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | RATE | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 71 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | HOMEOWNERS MULTI-PERIL | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC company code | 10759 | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2021-09-10 | taken from the date the notice was published | August 9, 2026 |
| Program | EXCLUSIVE AGENTS (HO-3) | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 6.9 | read directly from a spreadsheet cell | August 9, 2026 |
| Status | APPROVED | read directly from a spreadsheet cell | August 9, 2026 |
Source files
- September 10, 2021, Rate Filings
Retrieved August 9, 2026 · sha256 1d88fe1cd3fe08c1
- Approval and Closed List YTD 12/31/23
Retrieved August 9, 2026 · sha256 29f6c8a1e062d127