Public insurance rate-change record
California approved a +19.9% homeowners rate change for Privilege Underwriters Reciprocal Exchange
Privilege Underwriters Reciprocal Exchange asked to change rates by +0.2%. California approved +19.9%.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: The approval shown here (+19.9%) is higher than the original request shown (+0.2%). These numbers came from separate state files; check the official source records below for context.
What this means
California has allowed an average +19.9% change for the policies covered by this filing. Customers can still see different changes because insurers price each policy individually.
Some details are still being checked against the state’s records. We leave uncertain values blank instead of estimating them.
What happened, in order
December 21, 2022
A requested change of +19.9% was published.
Recorded from Approval and Closed List YTD 12/31/22
December 21, 2022
The department recorded an approved change of +19.9%.
Recorded from Approval and Closed List YTD 12/31/22
December 21, 2022
The department corrected requested_rate_change from +19.9% to +0.1%.
Recorded from July 22, 2022, Rate Filings
December 21, 2022
A requested change of +0.2% was published.
Recorded from November 26, 2021, Rate Filings
December 21, 2022
A requested change of +0.1% was published.
Recorded from July 22, 2022, Rate Filings
See filing dates and official identifiers
- California record number
- 21-3279
- Industry filing ID (SERFF)
- PRIV-133044369
- Status
- Approved
- Insurance category in the state record
- HOMEOWNERS MULTI-PERIL
- Policy group or program
- VAR 7B, 8B - Pure High Value Homeowners
- Type of request
- Rate
- First published
- July 22, 2022
- Decision or closing date
- December 21, 2022
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Approved change | 19.9 | read directly from a spreadsheet cell | August 9, 2026 |
| Closed date | 2022-12-21 | read directly from a spreadsheet cell | August 9, 2026 |
| Company name | PRIVILEGE UNDERWRITERS RECIPROCAL EXCHANGE | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | Rate | corrected by the department's own errata sheet | August 9, 2026 |
| NAIC group | 3098 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | HOMEOWNERS MULTI-PERIL | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC company code | 12873 | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2022-07-22 | taken from the date the notice was published | August 9, 2026 |
| Program | VAR 7B, 8B - Pure High Value Homeowners | corrected by the department's own errata sheet | August 9, 2026 |
| Requested change | 0.199 | corrected by the department's own errata sheet (confidence 0.90) | August 9, 2026 |
| Status | APPROVED | read directly from a spreadsheet cell | August 9, 2026 |
Source files
- July 22, 2022, Rate Filings
Retrieved August 9, 2026 · sha256 0bf42578a78379b8
- November 26, 2021, Rate Filings
Retrieved August 9, 2026 · sha256 8dc476d5384a2206
- Approval and Closed List YTD 12/31/22
Retrieved August 9, 2026 · sha256 f2af5d064c613d9c