Public insurance rate-change record
California approved a +17.7% homeowners rate change for Mid-Century Insurance Company
Mid-Century Insurance Company asked to change rates by +24.9%. California approved +17.7%.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: The state approved +17.7% instead of the +24.9% Mid-Century Insurance Company requested—a difference of 7.2 percentage points.
What this means
California has allowed an average +17.7% change for the policies covered by this filing. Customers can still see different changes because insurers price each policy individually.
What happened, in order
March 10, 2023
A requested change of +24.9% was published.
Recorded from Approval and Closed List YTD 12/31/23
March 10, 2023
The department recorded an approved change of +17.7%.
Recorded from Approval and Closed List YTD 12/31/23
See filing dates and official identifiers
- California record number
- 22-1617-B
- Industry filing ID (SERFF)
- FARM-133299564
- Status
- Approved
- Insurance category in the state record
- HOMEOWNERS MULTI-PERIL
- Policy group or program
- VAR. 7B, 8B - FARMERS NEXT GENERATION / SMART PLA
- Type of request
- RATE AND VARIANCE
- First published
- July 8, 2022
- Decision or closing date
- March 10, 2023
This company is part of the Farmers group. Companies in the same group can file separate requests and receive different decisions.
See 2 related company filings
These records were submitted together, but each licensed company has its own state record and may receive a different decision.
- Farmers Insurance Exchange — company asked +24.9%
- Fire Insurance Exchange — company asked +24.9%
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Approved change | 17.7 | read directly from a spreadsheet cell | August 9, 2026 |
| Closed date | 2023-03-10 | read directly from a spreadsheet cell | August 9, 2026 |
| Company name | MID-CENTURY INSURANCE COMPANY | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | RATE AND VARIANCE | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 69 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | HOMEOWNERS MULTI-PERIL | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC company code | 21687 | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2022-07-08 | taken from the date the notice was published | August 9, 2026 |
| Program | VAR. 7B, 8B - FARMERS NEXT GENERATION / SMART PLA | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 24.9 | read directly from a spreadsheet cell | August 9, 2026 |
| Status | APPROVED | read directly from a spreadsheet cell | August 9, 2026 |
Source files
- July 08, 2022, Rate Filings
Retrieved August 9, 2026 · sha256 9b2df9bc595d7f8f
- Approval and Closed List YTD 12/31/23
Retrieved August 9, 2026 · sha256 29f6c8a1e062d127