Public insurance rate-change record
California approved a 0.0% earthquake rate change for Zurich American Insurance Company
Zurich American Insurance Company asked to change rates by 0.0%. California approved 0.0%.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: The department approved the increase as filed. Zurich American Insurance Company asked for 0.0% and received 0.0%.
What this means
California has allowed an average 0.0% change for the policies covered by this filing. Customers can still see different changes because insurers price each policy individually.
What happened, in order
August 4, 2023
A requested change of 0.0% was published.
Recorded from Approval and Closed List YTD 12/31/23
August 4, 2023
The department recorded an approved change of 0.0%.
Recorded from Approval and Closed List YTD 12/31/23
See filing dates and official identifiers
- California record number
- 22-1720-B
- Industry filing ID (SERFF)
- ZURC-133322031
- Status
- Approved
- Insurance category in the state record
- EARTHQUAKE
- Policy group or program
- PROPERTY PORTFOLIO PROTECTION PROGRAM - EQ
- Type of request
- NEW PROGRAM
- First published
- July 22, 2022
- Decision or closing date
- August 4, 2023
See 3 related company filings
These records were submitted together, but each licensed company has its own state record and may receive a different decision.
- American Zurich Insurance Company — company asked 0.0%
- American Guarantee and Liability Insurance Company — company asked 0.0%
- Zurich American Insurance Company of Illinois — company asked 0.0%
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Approved change | 0 | read directly from a spreadsheet cell | August 9, 2026 |
| Closed date | 2023-08-04 | read directly from a spreadsheet cell | August 9, 2026 |
| Company name | ZURICH AMERICAN INSURANCE COMPANY | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | NEW PROGRAM | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 212 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | EARTHQUAKE | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | COMMERCIAL | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC company code | 16535 | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2022-07-22 | taken from the date the notice was published | August 9, 2026 |
| Program | PROPERTY PORTFOLIO PROTECTION PROGRAM - EQ | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 0 | read directly from a spreadsheet cell | August 9, 2026 |
| Status | APPROVED | read directly from a spreadsheet cell | August 9, 2026 |
Source files
- July 22, 2022, Rate Filings
Retrieved August 9, 2026 · sha256 0bf42578a78379b8
- Approval and Closed List YTD 12/31/23
Retrieved August 9, 2026 · sha256 29f6c8a1e062d127