California · Earthquake
Zurich American Insurance Company
Zurich American Insurance Company asked for −11.0%. The state approved −11.0%.
California earthquake insurance rate increases
See what companies asked to change, what the state approved, and which requests are still waiting for a decision.
We found 240 earthquake records from 11 company groups in California. Companies asked for −0.2% on average and the state approved −1.0% on average. 18 were published in the past year, averaging −5.5%.
This average does not predict your renewal
Your price depends on your policy, location, coverage, deductible, discounts, claims, and other personal details. These records show company activity, not individual bills.
How requests changed by year
| Year | Filings | Average requested | Average approved | Requested against approved |
|---|---|---|---|---|
| 2020 | 40 | 0.0% | 0.0% | |
| 2021 | 23 | 0.0% | 0.0% | |
| 2022 | 55 | 0.0% | 0.0% | |
| 2023 | 66 | +1.1% | −0.8% | |
| 2024 | 29 | +0.4% | +0.8% | |
| 2025 | 10 | 0.0% | 0.0% | |
| 2026 | 17 | −6.3% | −8.8% |
Largest average requests in our records
| Company group | Records | Average request | Average approval | Largest request |
|---|---|---|---|---|
| Safeco | 17 | 0.0% | 0.0% | 0.0% |
| AIG | 2 | 0.0% | 0.0% | 0.0% |
| Nationwide | 10 | 0.0% | — | 0.0% |
| Pacific Specialty | 5 | 0.0% | — | 0.0% |
| State Farm | 2 | 0.0% | — | 0.0% |
| Allstate | 5 | 0.0% | 0.0% | 0.0% |
Recently published earthquake changes
Open a record to see the company’s request and the state’s response.
California · Earthquake
American Guarantee and Liability Insurance Company
American Guarantee and Liability Insurance Company asked for −11.0%. The state approved −11.0%.
California · Earthquake
American Zurich Insurance Company
American Zurich Insurance Company asked for −11.0%. The state approved −11.0%.
California · Earthquake
Zurich American Insurance Company of Illinois
Zurich American Insurance Company of Illinois asked for −11.0%. The state approved −11.0%.
California · Earthquake
California Earthquake Authority
California Earthquake Authority asked for +6.8%. The state approved +6.8%.
California · Earthquake
California Earthquake Authority
California Earthquake Authority asked for +6.8%. The state approved +6.8%.
California · Earthquake
Insurance Services Office, Inc.
Insurance Services Office, Inc. asked for −14.7%. The state approved −14.7%.
California · Earthquake
Guideone Insurance Company
Guideone Insurance Company asked the state for a +26.8% rate change. No decision is published yet.