Public insurance rate-change record
Neighborhood Spirit Property and Casualty Company asked California for a 0.0% homeowners rate change
Neighborhood Spirit Property and Casualty Company asked to change rates by 0.0%. The state has not published a decision yet.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: Neighborhood Spirit Property and Casualty Company has asked for 0.0% since September 9, 2022. The department has not published a decision, so no part of this increase is approved yet.
What this means
Neighborhood Spirit Property and Casualty Company is asking permission to change prices for the policies covered by this filing. The 0.0% request is not approved yet.
What happened, in order
October 26, 2022
A requested change of 0.0% was published.
Recorded from Approval and Closed List YTD 12/31/22
See filing dates and official identifiers
- California record number
- 22-2119-B
- Industry filing ID (SERFF)
- FARM-133383631
- Status
- State review finished
- Insurance category in the state record
- HOMEOWNERS MULTI-PERIL
- Policy group or program
- FACT Homeowners - WITHDRAW PROGRAM
- Type of request
- BOTH RATE AND FORM
- First published
- September 9, 2022
- Decision or closing date
- October 26, 2022
This company is part of the Farmers group. Companies in the same group can file separate requests and receive different decisions.
See 2 related company filings
These records were submitted together, but each licensed company has its own state record and may receive a different decision.
- Civic Property and Casualty Company — company asked 0.0%
- Exact Property and Casualty Company — company asked 0.0%
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Closed date | 2022-10-26 | read directly from a spreadsheet cell | August 9, 2026 |
| Company name | NEIGHBORHOOD SPIRIT PROPERTY AND CASUALTY COMPANY | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | BOTH RATE AND FORM | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 69 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | HOMEOWNERS MULTI-PERIL | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC company code | 10317 | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2022-09-09 | taken from the date the notice was published | August 9, 2026 |
| Program | FACT Homeowners - WITHDRAW PROGRAM | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 0 | read directly from a spreadsheet cell | August 9, 2026 |
| Status | CLOSED | read directly from a spreadsheet cell | August 9, 2026 |
Source files
- September 9, 2022, Rate Filings
Retrieved August 9, 2026 · sha256 95a309fbbc6cc5a5
- Approval and Closed List YTD 12/31/22
Retrieved August 9, 2026 · sha256 f2af5d064c613d9c