Public insurance rate-change record
California approved a 0.0% homeowners rate change for Mid-Century Insurance Company
Mid-Century Insurance Company asked to change rates by 0.0%. California approved 0.0%.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: The department approved the increase as filed. Mid-Century Insurance Company asked for 0.0% and received 0.0%.
What this means
California has allowed an average 0.0% change for the policies covered by this filing. Customers can still see different changes because insurers price each policy individually.
What happened, in order
January 23, 2025
A requested change of 0.0% was published.
Recorded from Approval and Closed List YTD 12/31/25
January 23, 2025
The department recorded an approved change of 0.0%.
Recorded from Approval and Closed List YTD 12/31/25
See filing dates and official identifiers
- California record number
- 23-1129-B
- Industry filing ID (SERFF)
- FARM-133635105
- Status
- Approved
- Insurance category in the state record
- HOMEOWNERS MULTI-PERIL
- Policy group or program
- Smart Plan Next Generation® HO, Renters, Condo
- Type of request
- RATE AND VARIANCE
- First published
- May 5, 2023
- Decision or closing date
- January 23, 2025
This company is part of the Farmers group. Companies in the same group can file separate requests and receive different decisions.
See 2 related company filings
These records were submitted together, but each licensed company has its own state record and may receive a different decision.
- Farmers Insurance Exchange — company asked 0.0%
- Fire Insurance Exchange — company asked 0.0%
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Approved change | 0 | read directly from a spreadsheet cell | August 9, 2026 |
| Closed date | 2025-01-23 | read directly from a spreadsheet cell | August 9, 2026 |
| Company name | MID-CENTURY INSURANCE COMPANY | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | RATE AND VARIANCE | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 69 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | HOMEOWNERS MULTI-PERIL | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC company code | 21687 | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2023-05-05 | taken from the date the notice was published | August 9, 2026 |
| Program | Smart Plan Next Generation® HO, Renters, Condo | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 0 | read directly from a spreadsheet cell | August 9, 2026 |
| Status | APPROVED | read directly from a spreadsheet cell | August 9, 2026 |
| Variance | 7B, 8B | read directly from a spreadsheet cell | August 9, 2026 |
Source files
- Approval and Closed List YTD 12/31/25
Retrieved August 9, 2026 · sha256 0e7f7c9be04219f9
- May 5, 2023, Rate Filings
Retrieved August 9, 2026 · sha256 781c473b56b6bfae