Public insurance rate-change record
California approved a +15.3% homeowners rate change for The Standard Fire Insurance Company
The Standard Fire Insurance Company asked to change rates by +0.1%. California approved +15.3%.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: The approval shown here (+15.3%) is higher than the original request shown (+0.1%). These numbers came from separate state files; check the official source records below for context.
What this means
California has allowed an average +15.3% change for the policies covered by this filing. Customers can still see different changes because insurers price each policy individually.
Some details are still being checked against the state’s records. We leave uncertain values blank instead of estimating them.
What happened, in order
August 4, 2023
The department listed this filing as received.
Recorded from August 4, 2023, Rate Filings
May 3, 2024
A requested change of +0.2% was published.
Recorded from Approval and Closed List YTD 12/31/24
May 3, 2024
The department recorded an approved change of +15.3%.
Recorded from Approval and Closed List YTD 12/31/24
May 3, 2024
Status changed from pending to approved.
Recorded from Approval and Closed List YTD 12/31/24
May 3, 2024
A requested change of +0.1% was published.
Recorded from August 4, 2023, Rate Filings
May 3, 2024
A requested change of +0.2% was published.
Recorded from August 4, 2023, Rate Filings
Recorded August 9, 2026
A requested change of +21.7% was published.
Recorded from August 4, 2023, Rate Filings
Recorded August 9, 2026
The department corrected requested_rate_change from +21.7% to +0.1%.
Recorded from August 4, 2023, Rate Filings
Recorded August 9, 2026
The department corrected requested_rate_change from +0.1% to +0.2%.
Recorded from August 4, 2023, Rate Filings
Recorded August 9, 2026
A requested change of +0.1% was published.
Recorded from May 12, 2023, Rate Filings
See filing dates and official identifiers
- California record number
- 23-1193
- Industry filing ID (SERFF)
- TRVD-133643372
- Status
- Approved
- Insurance category in the state record
- HOMEOWNERS MULTI-PERIL
- Policy group or program
- Quantum Home 2.0
- Type of request
- Rate
- First published
- August 4, 2023
- Decision or closing date
- May 3, 2024
This company is part of the Travelers group. Companies in the same group can file separate requests and receive different decisions.
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Approved change | 15.3 | read directly from a spreadsheet cell | August 9, 2026 |
| Closed date | 2024-05-03 | read directly from a spreadsheet cell | August 9, 2026 |
| Company name | STANDARD FIRE INSURANCE COMPANY (THE) | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | Rate | corrected by the department's own errata sheet | August 9, 2026 |
| NAIC group | 3548 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | HOMEOWNERS MULTI-PERIL | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC company code | 19070 | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2023-08-04 | taken from the date the notice was published | August 9, 2026 |
| Program | Quantum Home 2.0 | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 0.069 | corrected by the department's own errata sheet (confidence 0.90) | August 9, 2026 |
| Status | APPROVED | read directly from a spreadsheet cell | August 9, 2026 |
| Variance | 5 | read directly from a spreadsheet cell | August 9, 2026 |
Source files
- August 4, 2023, Rate Filings
Retrieved August 9, 2026 · sha256 d89e98716d91565d
- May 12, 2023, Rate Filings
Retrieved August 9, 2026 · sha256 8fba11d86113c178
- Approval and Closed List YTD 12/31/24
Retrieved August 9, 2026 · sha256 b523e709ec2130c2