Public insurance rate-change record
California approved a 0.0% homeowners rate change for Unitrin Direct Property & Casualty Company
Unitrin Direct Property & Casualty Company asked to change rates by 0.0%. California approved 0.0%.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: The department approved the increase as filed. Unitrin Direct Property & Casualty Company asked for 0.0% and received 0.0%.
What this means
California has allowed an average 0.0% change for the policies covered by this filing. Customers can still see different changes because insurers price each policy individually.
What happened, in order
October 27, 2023
The department listed this filing as received.
Recorded from October 27, 2023, Rate Filings
December 13, 2023
The department recorded an approved change of 0.0%.
Recorded from Approval and Closed List YTD 12/31/23
December 13, 2023
Status changed from pending to closed.
Recorded from Approval and Closed List YTD 12/31/23
December 13, 2023
The file was closed.
Recorded from Approval and Closed List YTD 12/31/23
Recorded August 9, 2026
A requested change of 0.0% was published.
Recorded from October 27, 2023, Rate Filings
See filing dates and official identifiers
- California record number
- 23-3094-A
- Industry filing ID (SERFF)
- UNTR-133854760
- Status
- State review finished
- Insurance category in the state record
- HOMEOWNERS MULTI-PERIL
- Policy group or program
- Homeowners/Renters - Withdraw Program
- Type of request
- RATE/RULE/FORM
- First published
- October 27, 2023
- Decision or closing date
- December 13, 2023
This company is part of the Kemper group. Companies in the same group can file separate requests and receive different decisions.
See 3 related company filings
These records were submitted together, but each licensed company has its own state record and may receive a different decision.
- Merastar Insurance Company — company asked 0.0%
- Unitrin Auto and Home Insurance Company — company asked 0.0%
- Kemper Independence Insurance Company — company asked 0.0%
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Approved change | 0 | read directly from a spreadsheet cell | August 9, 2026 |
| Closed date | 2023-12-13 | read directly from a spreadsheet cell | August 9, 2026 |
| Company name | UNITRIN DIRECT PROPERTY & CASUALTY COMPANY | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | RATE/RULE/FORM | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 215 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | HOMEOWNERS MULTI-PERIL | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC company code | 10915 | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2023-10-27 | taken from the date the notice was published | August 9, 2026 |
| Program | Homeowners/Renters - Withdraw Program | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 0 | read directly from a spreadsheet cell | August 9, 2026 |
| Status | CLOSED | read directly from a spreadsheet cell | August 9, 2026 |
Source files
- October 27, 2023, Rate Filings
Retrieved August 9, 2026 · sha256 cf15703218dcb71f
- Approval and Closed List YTD 12/31/23
Retrieved August 9, 2026 · sha256 29f6c8a1e062d127