Public insurance rate-change record
California approved a +7.0% homeowners rate change for Mid-Century Insurance Company
Mid-Century Insurance Company asked to change rates by +7.0%. California approved +7.0%.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: The department approved the increase as filed. Mid-Century Insurance Company asked for +7.0% and received +7.0%.
What this means
California has allowed an average +7.0% change for the policies covered by this filing. Customers can still see different changes because insurers price each policy individually.
What happened, in order
November 10, 2023
The department listed this filing as received.
Recorded from November 10, 2023, Rate Filings
January 10, 2024
The department recorded an approved change of +7.0%.
Recorded from Approval and Closed List YTD 12/31/24
January 10, 2024
Status changed from pending to approved.
Recorded from Approval and Closed List YTD 12/31/24
Recorded August 9, 2026
A requested change of +7.0% was published.
Recorded from November 10, 2023, Rate Filings
See filing dates and official identifiers
- California record number
- 23-3207-B
- Industry filing ID (SERFF)
- FARM-133868478
- Status
- Approved
- Insurance category in the state record
- HOMEOWNERS MULTI-PERIL
- Policy group or program
- Farmers Next Generation® Homeowners, Smart Plan Re
- Type of request
- RATE AND VARIANCE
- First published
- November 10, 2023
- Decision or closing date
- January 10, 2024
This company is part of the Farmers group. Companies in the same group can file separate requests and receive different decisions.
See 2 related company filings
These records were submitted together, but each licensed company has its own state record and may receive a different decision.
- Farmers Insurance Exchange — company asked +7.0%
- Fire Insurance Exchange — company asked +7.0%
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Approved change | 6.99 | read directly from a spreadsheet cell | August 9, 2026 |
| Closed date | 2024-01-10 | read directly from a spreadsheet cell | August 9, 2026 |
| Company name | MID-CENTURY INSURANCE COMPANY | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | RATE AND VARIANCE | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 69 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | HOMEOWNERS MULTI-PERIL | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC company code | 21687 | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2023-11-10 | taken from the date the notice was published | August 9, 2026 |
| Program | Farmers Next Generation® Homeowners, Smart Plan Re | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 6.99 | read directly from a spreadsheet cell | August 9, 2026 |
| Status | APPROVED | read directly from a spreadsheet cell | August 9, 2026 |
| Variance | 7B, 8B | read directly from a spreadsheet cell | August 9, 2026 |
Source files
- November 10, 2023, Rate Filings
Retrieved August 9, 2026 · sha256 88e8e6034f11721d
- Approval and Closed List YTD 12/31/24
Retrieved August 9, 2026 · sha256 b523e709ec2130c2