Public insurance rate-change record
California approved a −14.7% earthquake rate change for Insurance Services Office, Inc.
Insurance Services Office, Inc. asked to change rates by −14.7%. California approved −14.7%.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: The department approved the increase as filed. Insurance Services Office, Inc. asked for −14.7% and received −14.7%.
What this means
California has allowed an average −14.7% change for the policies covered by this filing. Customers can still see different changes because insurers price each policy individually.
What happened, in order
July 9, 2025
A requested change of −14.7% was published.
Recorded from Approval and Closed List YTD 12/31/25
July 9, 2025
The department recorded an approved change of −14.7%.
Recorded from Approval and Closed List YTD 12/31/25
See filing dates and official identifiers
- California record number
- 23-3288
- Industry filing ID (SERFF)
- ISOF-133890500
- Status
- Approved
- Insurance category in the state record
- EARTHQUAKE
- Policy group or program
- EARTHQUAKE
- Type of request
- MANUAL
- First published
- November 24, 2023
- Decision or closing date
- July 9, 2025
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Approved change | -14.7 | read directly from a spreadsheet cell | August 9, 2026 |
| Closed date | 2025-07-09 | read directly from a spreadsheet cell | August 9, 2026 |
| Company name | INSURANCE SERVICES OFFICE, INC. | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | MANUAL | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | EARTHQUAKE | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | COMMERCIAL | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC company code | 88888 | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2023-11-24 | taken from the date the notice was published | August 9, 2026 |
| Program | EARTHQUAKE | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | -14.7 | read directly from a spreadsheet cell | August 9, 2026 |
| Status | APPROVED | read directly from a spreadsheet cell | August 9, 2026 |
Source files
- Approval and Closed List YTD 12/31/25
Retrieved August 9, 2026 · sha256 0e7f7c9be04219f9
- November 24, 2023, Rate Filings
Retrieved August 9, 2026 · sha256 ad227afa6ea0428e
- Approval and Closed List YTD 12/31/24
Retrieved August 9, 2026 · sha256 b523e709ec2130c2