Public insurance rate-change record
California approved a +15.4% homeowners rate change for Db Insurance Co., Ltd. (U.S. Branch)
Db Insurance Co., Ltd. (U.S. Branch) asked to change rates by +0.2%. California approved +15.4%.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: The approval shown here (+15.4%) is higher than the original request shown (+0.2%). These numbers came from separate state files; check the official source records below for context.
What this means
California has allowed an average +15.4% change for the policies covered by this filing. Customers can still see different changes because insurers price each policy individually.
Some details are still being checked against the state’s records. We leave uncertain values blank instead of estimating them.
What happened, in order
January 31, 2025
A requested change of +15.4% was published.
Recorded from Approval and Closed List YTD 12/31/25
January 31, 2025
The department recorded an approved change of +15.4%.
Recorded from Approval and Closed List YTD 12/31/25
January 31, 2025
The department corrected requested_rate_change from +15.4% to +0.2%.
Recorded from February 2, 2024, Rate Filings
January 31, 2025
The department corrected requested_rate_change from +0.2% to +0.3%.
Recorded from February 2, 2024, Rate Filings
January 31, 2025
A requested change of +0.2% was published.
Recorded from December 1, 2023, Rate Filings
January 31, 2025
A requested change of +0.3% was published.
Recorded from December 1, 2023, Rate Filings
See filing dates and official identifiers
- California record number
- 23-3349
- Industry filing ID (SERFF)
- DNBU-133891894
- Status
- Approved
- Insurance category in the state record
- HOMEOWNERS MULTI-PERIL
- Policy group or program
- DB California Primary Residency Program
- Type of request
- RATE AND VARIANCE
- First published
- February 2, 2024
- Decision or closing date
- January 31, 2025
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Approved change | 15.4 | read directly from a spreadsheet cell | August 9, 2026 |
| Closed date | 2025-01-31 | read directly from a spreadsheet cell | August 9, 2026 |
| Company name | DB INSURANCE CO., LTD. (U.S. BRANCH) | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | RATE AND VARIANCE | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 4672 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | HOMEOWNERS MULTI-PERIL | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC company code | 12502 | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2024-02-02 | taken from the date the notice was published | August 9, 2026 |
| Program | DB California Primary Residency Program | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 0.154 | corrected by the department's own errata sheet (confidence 0.90) | August 9, 2026 |
| Status | APPROVED | read directly from a spreadsheet cell | August 9, 2026 |
| Variance | 7B, 8A, 8B, 8D | read directly from a spreadsheet cell | August 9, 2026 |
Source files
- Approval and Closed List YTD 12/31/25
Retrieved August 9, 2026 · sha256 0e7f7c9be04219f9
- February 2, 2024, Rate Filings
Retrieved August 9, 2026 · sha256 8809533fd8e8ad2e
- December 1, 2023, Rate Filings
Retrieved August 9, 2026 · sha256 125c7c0722883415