Public insurance rate-change record
Spinnaker Insurance Company asked California for a +25.0% auto rate change
Spinnaker Insurance Company asked to change rates by +25.0%. The state has not published a decision yet.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: Spinnaker Insurance Company has asked for +25.0% since June 28, 2024. The department has not published a decision, so no part of this increase is approved yet.
What this means
Spinnaker Insurance Company is asking permission to change prices for the policies covered by this filing. The +25.0% request is not approved yet.
What happened, in order
June 28, 2024
The department listed this filing as received.
Recorded from June 28, 2024, Rate Filings
Recorded August 9, 2026
A requested change of +25.0% was published.
Recorded from June 28, 2024, Rate Filings
See filing dates and official identifiers
- California record number
- 24-1206
- Industry filing ID (SERFF)
- MILE-134142109
- Status
- Waiting for state decision
- Insurance category in the state record
- AUTO LIAB/PHYS DAMAGE
- Policy group or program
- MILE AUTO
- Type of request
- RATE AND VARIANCE
- First published
- June 28, 2024
This company is part of the Hippo group. Companies in the same group can file separate requests and receive different decisions.
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Company name | SPINNAKER INSURANCE COMPANY | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | RATE AND VARIANCE | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 5010 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | AUTO LIAB/PHYS DAMAGE | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2024-06-28 | taken from the date the notice was published | August 9, 2026 |
| Program | MILE AUTO | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 25 | read directly from a spreadsheet cell (confidence 0.90) | August 9, 2026 |
| Status | pending | inferred from what the file itself represents (confidence 0.95) | August 9, 2026 |
| Variance | 7A, 8B | read directly from a spreadsheet cell | August 9, 2026 |
Source files
- June 28, 2024, Rate Filings
Retrieved August 9, 2026 · sha256 df1aaab37ae26297