Hippo insurance rate changes in California
See this company group’s public requests, the state’s decisions, and how its filings have changed over time.
We found 34 public records for Hippo in California. The company group asked for +19.6% on average, and the state approved +17.6% on average. Its largest single request in our records is +51.0%. The state approved 21 of 21 requests with a final status.
This may not match your bill
These percentages are averages across groups of policies. Your own renewal can be higher, lower, or unchanged based on your coverage and personal details.
Most recent rate-change request
In plain English: The state approved +14.2% instead of the +16.1% Spinnaker Insurance Company requested—a difference of 1.9 percentage points.
File 26-103 · Auto
How requests changed by year
| Year | Filings | Average requested | Average approved | Requested against approved |
|---|---|---|---|---|
| 2020 | 3 | — | — | |
| 2021 | 6 | +13.5% | — | |
| 2022 | 8 | +12.0% | +23.2% | |
| 2023 | 7 | +5.7% | +7.9% | |
| 2024 | 4 | +30.6% | +20.9% | |
| 2025 | 4 | +40.5% | +23.8% | |
| 2026 | 2 | +16.1% | +14.2% |
See all 10 public records
Hippo may file through several licensed companies. We show the exact company name because each one can ask for and receive a different rate change.
| Record | Company | Insurance type | Company asked | State approved | Status | Date |
|---|---|---|---|---|---|---|
| 26-103 | Spinnaker Insurance Company | Auto | +16.1% | +14.2% | Approved | Jan 30, 2026 |
| 25-1293 | Spinnaker Insurance Company | Auto | +51.0% | +37.5% | Approved | Jul 25, 2025 |
| 25-179 | Spinnaker Insurance Company | Homeowners | +30.0% | +10.0% | Approved | Feb 14, 2025 |
| 24-1865 | Spinnaker Insurance Company | Homeowners | +36.1% | +20.9% | Approved | Sep 20, 2024 |
| 24-1206 | Spinnaker Insurance Company | Auto | +25.0% | No decision | Waiting for state decision | Jun 28, 2024 |
| 23-2261 | Spinnaker Insurance Company | Auto | +16.9% | +16.9% | Approved | Jul 28, 2023 |
| 22-3053 | Spinnaker Insurance Company | Auto | +0.1% | +6.9% | Approved | May 26, 2023 |
| 22-2931 | Spinnaker Insurance Company | Homeowners | +26.4% | +26.4% | Approved | Dec 23, 2022 |
| 22-2954 | Spinnaker Insurance Company | Homeowners | +45.7% | +43.1% | Approved | Dec 23, 2022 |
| 21-1793 | Spinnaker Insurance Company | Homeowners | +27.0% | No decision | Waiting for state decision | Jul 9, 2021 |
Alerts
Hear about Hippo before your renewal letter
Filings become public weeks or months before renewal notices go out. We can email you when Hippo files in California, and again when the state answers.
Prefer to browse? See all California filings.