Public insurance rate-change record
California approved a +17.2% homeowners rate change for Horace Mann Property & Casualty Insurance Company
Horace Mann Property & Casualty Insurance Company asked to change rates by +17.2%. California approved +17.2%.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: The department approved the increase as filed. Horace Mann Property & Casualty Insurance Company asked for +17.2% and received +17.2%.
What this means
California has allowed an average +17.2% change for the policies covered by this filing. Customers can still see different changes because insurers price each policy individually.
What happened, in order
April 22, 2025
A requested change of +17.2% was published.
Recorded from Approval and Closed List YTD 12/31/25
April 22, 2025
The department recorded an approved change of +17.2%.
Recorded from Approval and Closed List YTD 12/31/25
See filing dates and official identifiers
- California record number
- 24-1335
- Industry filing ID (SERFF)
- HRMN-134159310
- Status
- Approved
- Insurance category in the state record
- HOMEOWNERS MULTI-PERIL
- Policy group or program
- CALIFORNIA HOMEOWNERS MULTIPLE PERIL
- Type of request
- BOTH RATE AND FORM
- First published
- July 19, 2024
- Decision or closing date
- April 22, 2025
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Approved change | 17.2 | read directly from a spreadsheet cell | August 9, 2026 |
| Closed date | 2025-04-22 | read directly from a spreadsheet cell | August 9, 2026 |
| Company name | HORACE MANN PROPERTY & CASUALTY INSURANCE COMPANY | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | BOTH RATE AND FORM | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 300 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | HOMEOWNERS MULTI-PERIL | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC company code | 22756 | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2024-07-19 | taken from the date the notice was published | August 9, 2026 |
| Program | CALIFORNIA HOMEOWNERS MULTIPLE PERIL | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 17.2 | read directly from a spreadsheet cell | August 9, 2026 |
| Status | APPROVED | read directly from a spreadsheet cell | August 9, 2026 |
Source files
- Approval and Closed List YTD 12/31/25
Retrieved August 9, 2026 · sha256 0e7f7c9be04219f9
- July 19, 2024, Rate Filings
Retrieved August 9, 2026 · sha256 17d933c13e871374