Public insurance rate-change record
California approved a +16.5% homeowners rate change for Trumbull Insurance Company
Trumbull Insurance Company asked to change rates by +19.6%. California approved +16.5%.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: The state approved +16.5% instead of the +19.6% Trumbull Insurance Company requested—a difference of 3.1 percentage points.
What this means
California has allowed an average +16.5% change for the policies covered by this filing. Customers can still see different changes because insurers price each policy individually.
What happened, in order
February 18, 2025
A requested change of +19.6% was published.
Recorded from Approval and Closed List YTD 12/31/25
February 18, 2025
The department recorded an approved change of +16.5%.
Recorded from Approval and Closed List YTD 12/31/25
See filing dates and official identifiers
- California record number
- 24-136-A
- Industry filing ID (SERFF)
- HART-133954912
- Status
- Approved
- Insurance category in the state record
- HOMEOWNERS MULTI-PERIL
- Policy group or program
- Home Advantage
- Type of request
- RATE
- First published
- February 2, 2024
- Decision or closing date
- February 18, 2025
This company is part of the The Hartford group. Companies in the same group can file separate requests and receive different decisions.
See 3 related company filings
These records were submitted together, but each licensed company has its own state record and may receive a different decision.
- Property and Casualty Insurance Company of Hartford — company asked +19.6%
- Sentinel Insurance Company, Ltd. — company asked +19.6%
- Twin City Fire Insurance Company — company asked +19.6%
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Approved change | 16.5 | read directly from a spreadsheet cell | August 9, 2026 |
| Closed date | 2025-02-18 | read directly from a spreadsheet cell | August 9, 2026 |
| Company name | TRUMBULL INSURANCE COMPANY | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | RATE | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 91 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | HOMEOWNERS MULTI-PERIL | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC company code | 27120 | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2024-02-02 | taken from the date the notice was published | August 9, 2026 |
| Program | Home Advantage | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 19.6 | read directly from a spreadsheet cell | August 9, 2026 |
| Status | APPROVED | read directly from a spreadsheet cell | August 9, 2026 |
Source files
- Approval and Closed List YTD 12/31/25
Retrieved August 9, 2026 · sha256 0e7f7c9be04219f9
- February 2, 2024, Rate Filings
Retrieved August 9, 2026 · sha256 8809533fd8e8ad2e