Public insurance rate-change record
California approved a +1.6% homeowners rate change for Insurance Services Office, Inc.
Insurance Services Office, Inc. asked to change rates by +1.6%. California approved +1.6%.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: The department approved the increase as filed. Insurance Services Office, Inc. asked for +1.6% and received +1.6%.
What this means
California has allowed an average +1.6% change for the policies covered by this filing. Customers can still see different changes because insurers price each policy individually.
What happened, in order
January 21, 2026
A requested change of +1.6% was published.
Recorded from Approval and Closed List YTD 7/31/26
January 21, 2026
The department recorded an approved change of +1.6%.
Recorded from Approval and Closed List YTD 7/31/26
See filing dates and official identifiers
- California record number
- 24-549
- Industry filing ID (SERFF)
- ISOF-134035796
- Status
- Approved
- Insurance category in the state record
- HOMEOWNERS MULTI-PERIL
- Policy group or program
- HOMEOWNERS POLICY PROGRAM
- Type of request
- MANUAL
- First published
- March 29, 2024
- Decision or closing date
- January 21, 2026
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Approved change | 1.6 | read directly from a spreadsheet cell | August 9, 2026 |
| Closed date | 2026-01-21 | read directly from a spreadsheet cell | August 9, 2026 |
| Company name | INSURANCE SERVICES OFFICE, INC. | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | MANUAL | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | HOMEOWNERS MULTI-PERIL | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC company code | 88888 | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2024-03-29 | taken from the date the notice was published | August 9, 2026 |
| Program | HOMEOWNERS POLICY PROGRAM | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 1.6 | read directly from a spreadsheet cell | August 9, 2026 |
| Status | APPROVED | read directly from a spreadsheet cell | August 9, 2026 |
Source files
- Approval and Closed List YTD 7/31/26
Retrieved August 9, 2026 · sha256 86969dc220270433
- March 29, 2024, Rate Filings
Retrieved August 9, 2026 · sha256 115f144b0fb126c4