Public insurance rate-change record
California approved a 0.0% homeowners rate change for US Coastal Property & Casualty Insurance Company
US Coastal Property & Casualty Insurance Company asked to change rates by 0.0%. California approved 0.0%.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: The department approved the increase as filed. US Coastal Property & Casualty Insurance Company asked for 0.0% and received 0.0%.
What this means
California has allowed an average 0.0% change for the policies covered by this filing. Customers can still see different changes because insurers price each policy individually.
What happened, in order
February 12, 2026
A requested change of 0.0% was published.
Recorded from Approval and Closed List YTD 7/31/26
February 12, 2026
The department recorded an approved change of 0.0%.
Recorded from Approval and Closed List YTD 7/31/26
See filing dates and official identifiers
- California record number
- 25-1341
- Industry filing ID (SERFF)
- CCGI-134606925
- Status
- Approved
- Insurance category in the state record
- HOMEOWNERS MULTI-PERIL
- Policy group or program
- NON-WILDFIRE
- Type of request
- NEW PROGRAM
- First published
- July 25, 2025
- Decision or closing date
- February 12, 2026
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Approved change | 0 | read directly from a spreadsheet cell | August 9, 2026 |
| Closed date | 2026-02-12 | read directly from a spreadsheet cell | August 9, 2026 |
| Company name | US COASTAL PROPERTY & CASUALTY INSURANCE COMPANY | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | NEW PROGRAM | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 4857 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | HOMEOWNERS MULTI-PERIL | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC company code | 15900 | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2025-07-25 | taken from the date the notice was published | August 9, 2026 |
| Program | NON-WILDFIRE | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 0 | read directly from a spreadsheet cell | August 9, 2026 |
| Status | APPROVED | read directly from a spreadsheet cell | August 9, 2026 |
Source files
- Approval and Closed List YTD 7/31/26
Retrieved August 9, 2026 · sha256 86969dc220270433
- July 25, 2025, Rate Filings
Retrieved August 9, 2026 · sha256 9fe3a1341e83982f