Public insurance rate-change record
California approved a +35.0% homeowners rate change for The Cincinnati Insurance Company
The Cincinnati Insurance Company asked to change rates by +35.0%. California approved +35.0%.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: The department approved the increase as filed. The Cincinnati Insurance Company asked for +35.0% and received +35.0%.
What this means
California has allowed an average +35.0% change for the policies covered by this filing. Customers can still see different changes because insurers price each policy individually.
What happened, in order
March 10, 2026
A requested change of +35.0% was published.
Recorded from Approval and Closed List YTD 7/31/26
March 10, 2026
The department recorded an approved change of +35.0%.
Recorded from Approval and Closed List YTD 7/31/26
See filing dates and official identifiers
- California record number
- 25-1759
- Industry filing ID (SERFF)
- CNNB-134530349
- Status
- Approved
- Insurance category in the state record
- HOMEOWNERS MULTI-PERIL
- Policy group or program
- HOMEOWNER
- Type of request
- RATE
- First published
- September 5, 2025
- Decision or closing date
- March 10, 2026
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Approved change | 35 | read directly from a spreadsheet cell | August 9, 2026 |
| Closed date | 2026-03-10 | read directly from a spreadsheet cell | August 9, 2026 |
| Company name | CINCINNATI INSURANCE COMPANY (THE) | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | RATE | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 244 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | HOMEOWNERS MULTI-PERIL | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC company code | 10677 | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2025-09-05 | taken from the date the notice was published | August 9, 2026 |
| Program | HOMEOWNER | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 35 | read directly from a spreadsheet cell | August 9, 2026 |
| Status | APPROVED | read directly from a spreadsheet cell | August 9, 2026 |
Source files
- Approval and Closed List YTD 7/31/26
Retrieved August 9, 2026 · sha256 86969dc220270433
- September 5, 2025, Rate Filings
Retrieved August 9, 2026 · sha256 c8052b0f7c5c1a7b