Public insurance rate-change record
Privilege Underwriters Reciprocal Exchange asked California for a +11.8% homeowners rate change
Privilege Underwriters Reciprocal Exchange asked to change rates by +11.8%. The state has not published a decision yet.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: Privilege Underwriters Reciprocal Exchange has asked for +11.8% since January 2, 2026. The department has not published a decision, so no part of this increase is approved yet.
What this means
Privilege Underwriters Reciprocal Exchange is asking permission to change prices for the policies covered by this filing. The +11.8% request is not approved yet.
What happened, in order
January 2, 2026
The department listed this filing as received.
Recorded from January 2, 2026, Rate Filings
Recorded August 9, 2026
A requested change of +11.8% was published.
Recorded from January 2, 2026, Rate Filings
See filing dates and official identifiers
- California record number
- 25-2526
- Industry filing ID (SERFF)
- PRIV-134745361
- Status
- Waiting for state decision
- Insurance category in the state record
- HOMEOWNERS MULTI-PERIL
- Policy group or program
- PURE HIGH VALUE HOMEOWNERS
- Type of request
- RATE
- First published
- January 2, 2026
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Company name | PRIVILEGE UNDERWRITERS RECIPROCAL EXCHANGE | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | RATE | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 3098 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | HOMEOWNERS MULTI-PERIL | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2026-01-02 | taken from the date the notice was published | August 9, 2026 |
| Program | PURE HIGH VALUE HOMEOWNERS | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 11.8 | read directly from a spreadsheet cell (confidence 0.90) | August 9, 2026 |
| Status | pending | inferred from what the file itself represents (confidence 0.95) | August 9, 2026 |
Source files
- January 2, 2026, Rate Filings
Retrieved August 9, 2026 · sha256 15ce035f06fcda16