Public insurance rate-change record
California approved a 0.0% homeowners rate change for American Modern Property and Casualty Insurance Company
American Modern Property and Casualty Insurance Company asked to change rates by 0.0%. California approved 0.0%.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: The department approved the increase as filed. American Modern Property and Casualty Insurance Company asked for 0.0% and received 0.0%.
What this means
California has allowed an average 0.0% change for the policies covered by this filing. Customers can still see different changes because insurers price each policy individually.
What happened, in order
December 23, 2025
A requested change of 0.0% was published.
Recorded from Approval and Closed List YTD 12/31/25
December 23, 2025
The department recorded an approved change of 0.0%.
Recorded from Approval and Closed List YTD 12/31/25
See filing dates and official identifiers
- California record number
- 25-983
- Industry filing ID (SERFF)
- AMMH-134521331
- Status
- Approved
- Insurance category in the state record
- HOMEOWNERS MULTI-PERIL
- Policy group or program
- HOMEOWNERS FLEX FPA-2025
- Type of request
- RULE CHANGE
- First published
- June 6, 2025
- Decision or closing date
- December 23, 2025
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Approved change | 0 | read directly from a spreadsheet cell | August 9, 2026 |
| Closed date | 2025-12-23 | read directly from a spreadsheet cell | August 9, 2026 |
| Company name | AMERICAN MODERN PROPERTY AND CASUALTY INSURANCE COMPANY | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | RULE CHANGE | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 361 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | HOMEOWNERS MULTI-PERIL | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC company code | 42722 | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2025-06-06 | taken from the date the notice was published | August 9, 2026 |
| Program | HOMEOWNERS FLEX FPA-2025 | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 0 | read directly from a spreadsheet cell | August 9, 2026 |
| Status | APPROVED | read directly from a spreadsheet cell | August 9, 2026 |
Source files
- Approval and Closed List YTD 12/31/25
Retrieved August 9, 2026 · sha256 0e7f7c9be04219f9
- June 6, 2025, Rate Filings
Retrieved August 9, 2026 · sha256 af07ec37c33fd613