Public insurance rate-change record
Zurich American Insurance Company of Illinois asked California for a +11.0% earthquake rate change
Zurich American Insurance Company of Illinois asked to change rates by +11.0%. The state has not published a decision yet.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: Zurich American Insurance Company of Illinois has asked for +11.0% since June 19, 2026. The department has not published a decision, so no part of this increase is approved yet.
What this means
Zurich American Insurance Company of Illinois is asking permission to change prices for the policies covered by this filing. The +11.0% request is not approved yet.
What happened, in order
June 19, 2026
The department listed this filing as received.
Recorded from June 19, 2026, Rate Filings
Recorded August 9, 2026
A requested change of +11.0% was published.
Recorded from June 19, 2026, Rate Filings
See filing dates and official identifiers
- California record number
- 26-1065-C
- Industry filing ID (SERFF)
- ZURC-134957456
- Status
- Waiting for state decision
- Insurance category in the state record
- EARTHQUAKE
- Policy group or program
- Property Portfolio Protection Program - EQ
- Type of request
- RATE
- First published
- June 19, 2026
See 3 related company filings
These records were submitted together, but each licensed company has its own state record and may receive a different decision.
- Zurich American Insurance Company — company asked +11.0%
- American Guarantee and Liability Insurance Company — company asked +11.0%
- American Zurich Insurance Company — company asked +11.0%
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Company name | ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | RATE | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 0212 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | EARTHQUAKE | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | COMMERCIAL | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2026-06-19 | taken from the date the notice was published | August 9, 2026 |
| Program | Property Portfolio Protection Program - EQ | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 11 | read directly from a spreadsheet cell (confidence 0.90) | August 9, 2026 |
| Status | pending | inferred from what the file itself represents (confidence 0.95) | August 9, 2026 |
Source files
- June 19, 2026, Rate Filings
Retrieved August 9, 2026 · sha256 6bd810bfc57b6f3e