Public insurance rate-change record
California approved a 0.0% earthquake rate change for Insurance Company of the West
Insurance Company of the West asked to change rates by 0.0%. California approved 0.0%.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: The department approved the increase as filed. Insurance Company of the West asked for 0.0% and received 0.0%.
What this means
California has allowed an average 0.0% change for the policies covered by this filing. Customers can still see different changes because insurers price each policy individually.
What happened, in order
August 14, 2026
The department listed this filing as received.
Recorded from August 14, 2026, Rate Filings
September 30, 2026
A requested change of 0.0% was published.
Recorded from Approval and Closed List YTD 9/30/26
September 30, 2026
The department recorded an approved change of 0.0%.
Recorded from Approval and Closed List YTD 9/30/26
September 30, 2026
Status changed from pending to approved.
Recorded from Approval and Closed List YTD 9/30/26
See filing dates and official identifiers
- California record number
- 26-1435
- Industry filing ID (SERFF)
- ICWG-135016553
- Status
- Approved
- Insurance category in the state record
- EARTHQUAKE
- Policy group or program
- DIFFERENCE IN CONDITIONS (DIC)
- Type of request
- FORMS
- First published
- August 14, 2026
- Decision or closing date
- September 30, 2026
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Approved change | 0 | read directly from a spreadsheet cell | October 6, 2026 |
| Closed date | 2026-09-30 | read directly from a spreadsheet cell | October 6, 2026 |
| Company name | INSURANCE COMPANY OF THE WEST | read directly from a spreadsheet cell | October 6, 2026 |
| Filing type | FORMS | read directly from a spreadsheet cell | October 6, 2026 |
| NAIC group | 922 | read directly from a spreadsheet cell | October 6, 2026 |
| Line description | EARTHQUAKE | read directly from a spreadsheet cell | October 6, 2026 |
| Line type | COMMERCIAL | read directly from a spreadsheet cell | October 6, 2026 |
| NAIC company code | 27847 | read directly from a spreadsheet cell | October 6, 2026 |
| Public notice date | 2026-08-14 | taken from the date the notice was published | August 14, 2026 |
| Program | DIFFERENCE IN CONDITIONS (DIC) | read directly from a spreadsheet cell | October 6, 2026 |
| Requested change | 0 | read directly from a spreadsheet cell | October 6, 2026 |
| Status | APPROVED | read directly from a spreadsheet cell | October 6, 2026 |
Source files
- August 14, 2026, Rate Filings
Retrieved August 14, 2026 · sha256 4754d8adc99d9ab0
- Approval and Closed List YTD 9/30/26
Retrieved October 6, 2026 · sha256 592768b95115757d