Public insurance rate-change record
Spinnaker Insurance Company asked California for a +27.0% homeowners rate change
Spinnaker Insurance Company asked to change rates by +27.0%. The state has not published a decision yet.
This is not your personal renewal price
The percentage is an average for policies covered by this request. Your bill may change by a different amount—or not at all—depending on your coverage, location, discounts, claims, and renewal date.
In plain English: Spinnaker Insurance Company has asked for +27.0% since July 9, 2021. The department has not published a decision, so no part of this increase is approved yet.
What this means
Spinnaker Insurance Company is asking permission to change prices for the policies covered by this filing. The +27.0% request is not approved yet.
What happened, in order
July 9, 2021
The department listed this filing as received.
Recorded from July 9, 2021, Rate Filings
Recorded August 9, 2026
A requested change of +27.0% was published.
Recorded from July 9, 2021, Rate Filings
See filing dates and official identifiers
- California record number
- 21-1793
- Industry filing ID (SERFF)
- HIPO-132878118
- Status
- Waiting for state decision
- Insurance category in the state record
- HOMEOWNERS MULTI-PERIL
- Policy group or program
- HIPPO Homeowners (HO-3)
- Type of request
- RATE
- First published
- July 9, 2021
This company is part of the Hippo group. Companies in the same group can file separate requests and receive different decisions.
Check the official source records
Every displayed value is tied to a file published by California Department of Insurance. This section is for readers who want to verify the original record.
Where these numbers came from
| Value | As published | How it was read | Retrieved |
|---|---|---|---|
| Company name | SPINNAKER INSURANCE COMPANY | read directly from a spreadsheet cell | August 9, 2026 |
| Filing type | RATE | read directly from a spreadsheet cell | August 9, 2026 |
| NAIC group | 5010 | read directly from a spreadsheet cell | August 9, 2026 |
| Line description | HOMEOWNERS MULTI-PERIL | read directly from a spreadsheet cell | August 9, 2026 |
| Line type | PERSONAL | read directly from a spreadsheet cell | August 9, 2026 |
| Public notice date | 2021-07-09 | taken from the date the notice was published | August 9, 2026 |
| Program | HIPPO Homeowners (HO-3) | read directly from a spreadsheet cell | August 9, 2026 |
| Requested change | 27 | read directly from a spreadsheet cell (confidence 0.90) | August 9, 2026 |
| Status | pending | inferred from what the file itself represents (confidence 0.95) | August 9, 2026 |
Source files
- July 9, 2021, Rate Filings
Retrieved August 9, 2026 · sha256 fb7a1bbf4c2d5d5e